Long Island Instacart Accident Lawyers

Instacart Delivery Accident Lawyers On Long Island, NY

Instacart is a popular app for grocery delivery that lets you buy food without leaving your house. Its usage has grown significantly during the coronavirus pandemic and has increased by an unprecedented 300% since 2019. Instacart is available nationwide and has partnered with major stores like Costco and Walmart.

If you or someone you know has been in a delivery accident involving an Instacart driver, there is a risk due to the increase of food and grocery delivery vehicles on Long Island. Grocery delivery services such as Instacart are becoming increasingly popular in large cities such as Long Island. You can contact our Long Island Instacart accident lawyers at Rosenberg & Rodriguez for a free consultation.

Instacart Accident Insurance Coverage

Instacart is a convenient way to have groceries delivered to your doorstep and has been popular to avoid the hassle of grocery shopping. However, there has been an increase in accidents involving Instacart drivers coinciding with its rise in popularity.

To address the problem, Instacart now provides accident insurance for its drivers. This insurance is specifically intended to safeguard drivers who may get into an accident while on the job. It can assist them in covering medical bills, lost income, and additional expenses linked to such Instacart accidents.

What Is Instacart Accident Insurance Coverage?

Instacart is a popular grocery delivery service that allows customers to order groceries and household items from their favorite stores and have them delivered to their doorstep. Instacart also offers accident insurance coverage to its shoppers, who are the individuals who shop for and deliver the items to customers.

The accident insurance coverage provided by Instacart is designed to help protect shoppers in the event of an accident or injury that occurs while they are working. This coverage is provided at no cost to the shopper and is automatically included as part of their agreement with Instacart.

The accident insurance coverage provided by Instacart includes benefits such as medical expense reimbursement, disability benefits, and accidental death and dismemberment benefits. The specific benefits provided and the amount of coverage available may vary depending on the state in which the shopper is located.

Instacart Insurance Coverage Details

Instacart offers accident insurance coverage to its shoppers to protect them in case of accidents while working. The coverage provides financial assistance to the shopper for medical expenses and loss of income due to the accident. The following are the coverage details:

Accident Coverage Limitations

The coverage is limited to accidents that occur while the shopper is actively working on an Instacart order. The shopper must be on the way to pick up groceries, shopping for groceries, or delivering groceries to the customer. The coverage does not apply to accidents that occur while the shopper is not working for Instacart or while the shopper is on a break. The coverage is also limited to accidents that result in bodily injury or death. The coverage does not apply to accidents that result in property damage only.

Eligibility Requirements

To be eligible for the accident insurance coverage, the shopper must meet the following requirements:

  • The shopper must be an active Instacart shopper at the time of the accident.
  • The shopper must have completed at least one order for Instacart.
  • The accident must be reported to Instacart within 24 hours of the accident.
  • The shopper must provide all necessary documentation, such as medical bills and proof of loss of income, to Instacart.

Instacart’s accident insurance coverage provides peace of mind to its shoppers while they are working. By offering financial protection in case of accidents, Instacart helps its shoppers focus on providing excellent service to their customers.

Available Damages For An Instacart Accident

In the event that you are involved in a delivery accident while using Instacart, it is important to know that you have the right to seek compensation for any resulting damages. Collisions can result in costly medical bills and substantial damages to your vehicle. If the negligent party is not held accountable for their actions, then you may be left to bear these expenses on your own. It is crucial to take action and seek reparations in order to avoid unnecessary financial strain.

Rosenberg & Rodriguez aims to hold reckless drivers accountable for their actions. We understand that a delivery driver accident can leave you and your loved ones feeling helpless and overwhelmed. Our skilled Long Island Instacart accident attorneys have the necessary tools to fight for victims like you. Compensation options available for these types of incidents may include:

  • Emotional Distress
  • Lost Wages
  • Property Loss
  • Medical Bills
  • Loss of Consortium
  • Past, Current, and Future Medical Bills
  • Pain and Suffering
  • Loss of Past and Future Income
  • Loss of Earning Capacity
  • Loss of Enjoyment of Life

The Difficulties Created by Instacart’s Lack of Insurance

It can be difficult to pursue legal action against Instacart after a car accident involving one of their drivers because the company doesn’t provide any driver insurance coverage. Because Instacart’s delivery personnel are independent contractors, they don’t receive the same benefits that other food delivery companies like DoorDash and Uber Eats provide to their drivers.

If an Instacart driver has a car accident, they may not be covered by the company’s commercial insurance. As a result, in the event of an accident involving one of these drivers, you may have to file a claim with the driver’s personal auto insurance instead of seeking compensation from Instacart.

If you have been involved in an accident with an Instacart driver and are seeking compensation, our Long Island Instacart accident lawyers can assist you. While Instacart may try to avoid responsibility, our lawyers have successfully represented injured delivery drivers in the past and can help get your life back on track.

Frequently Asked Questions

Can I Sue An Instacart Driver For Injuring Me?

If you get into a car accident with an Instacart driver and get injured, you can follow the same legal procedures as any other accident involving a driver. All drivers have a responsibility to keep everyone on the road safe. So, if someone is negligent and causes an accident, you can file a lawsuit.

If your delivery person was working for Instacart but didn’t inform their insurance provider, make sure to contact them immediately when submitting your claim. You can also seek advice from one of our Long Island personal injury lawyers who specialize in these types of cases.

Can I Sue Instacart For An Accident?

Did you have a collision involving an Instacart driver? You might have grounds to sue the company. For example, if Instacart hired someone without proper vetting or hired someone who knew they had a history of careless driving, including driving on a suspended license, the company could be responsible for compensating you for any damages.

Instacart has the responsibility of making sure their drivers meet all requirements and have valid insurance before hiring them. Therefore, if you are involved in an incident with an Instacart driver, it’s important to seek legal advice from someone who is knowledgeable in this area.

How Much Is An Instacart Accident Lawsuit Worth?

The amount of compensation you can receive from your Instacart accident depends on the severity of your injuries and the long-term effects they may have caused. If your injuries have affected your ability to work or have caused permanent changes in your life, you may receive a higher settlement offer than what was initially offered. Additionally, your quality of life will be considered in determining the amount of money you’ll be awarded for the pain and suffering you experienced due to the accident.

It’s possible that the insurance agent handling your accident claim might reject or diminish it. Therefore, it’s essential to have an experienced Long Island Instacart accident lawyer to assist you. Although it’s difficult to determine the exact monetary value of your case, our team of personal injury lawyers will review every aspect of the event to estimate the compensation you may be entitled to for any harm suffered.

Contact Our Long Island Instacart Accident Lawyer Today

If you’re unsure about what to do after an accident with an Instacart driver, our Long Island Instacart lawyer can help. We’ll do everything we can to maximize the amount you receive for your claim. While we know that money can’t undo what’s happened or take away any pain and suffering you’ve experienced, it can help alleviate the financial burden caused by the accident. If you’re interested in seeking compensation and would like a free consultation with one of Rosenberg & Rodriguez’s experienced personal injury attorneys, please contact us today.