Manhattan Instacart Accident Lawyers

Instacart Delivery Accident Lawyers In Manhattan, NY

Instacart is a sought-after grocery delivery app that allows you to purchase food from the comfort of your own home. While its popularity has been rising for some time, it’s skyrocketed during the coronavirus pandemic–seeing an unprecedented 300% growth in usage since 2019. It’s one of the most significant and widely available grocery delivery services nationwide, having partnered with stores such as Costco and Walmart.

In 2019, Coresight revealed that an impressive 36% of adults had obtained groceries online in the preceding 12 months. The U.S. Census Bureau found a dramatic surge in this statistic compared to 2018; it soared from 35 million shoppers up to 93 million. Therefore, grocery delivery services such as Instacart are becoming increasingly sought after in large cities like Manhattan. As the proliferation of food and grocery delivery vehicles continues in Manhattan, so does the risk of accidents involving those drivers. If you or someone you know has been involved in a delivery accident with an Instacart driver, reach out to our knowledgeable Manhattan Instacart accident lawyers at Rosenberg & Rodriguez now for a free consultation.

Instacart Accident Insurance: What You Need To Know

Through Instacart’s Independent Contractor contract, many drivers unwittingly waive their rights to accident coverage from the company. As such, they may not realize that any damage caused in an automobile collision falls solely onto them. This agreement states that all drivers must be legally equipped with appropriate insurance and other equipment for shopping and delivery services. Ultimately, this leaves each driver responsible for any expenses incurred due to a vehicular mishap during work hours.

Instacart does not offer insurance coverage for its contracted delivery drivers while on the job, unlike other services like Postmates. Instead, Instacart’s contract with workers includes a requirement that they maintain valid auto insurance in accordance with New York state law – leaving many of their drivers shouldering responsibility for costly car repairs and medical bills out of pocket. The driver’s insurance likely won’t cover the car accident, and Instacart will not be of assistance either. Thus, they may have to take responsibility for any damages that occurred. Unfortunately, Instacart takes steps towards placing blame on their drivers when it comes to liability issues; their goal being avoiding taking any form of responsibility themselves.

Instacart Auto Insurance Requirements

If you are delivering groceries with your personal car for Instacart, it is not necessary to purchase additional coverage or a commercial policy. All that’s needed in New York is the mandatory minimum auto insurance – and know that this law applies no matter what.

Although some private insurance policies may cover Instacart and other delivery drivers during their shifts if the policy excludes accidents that occur while using personal vehicles for business activities such as delivering groceries, full financial responsibility for any accident-related damage will rest solely on the driver. Without supplemental coverage from Instacart, it is essential to be aware of this risk before taking up a role in food delivery.

Filing An Instacart Accident Claim In Manhattan, NY

Car accidents are an everyday occurrence in Manhattan, but delivery drivers such as those employed by Instacart face higher chances of collisions due to their job’s nature. Checking routes on phones and GPS systems when driving around unfamiliar neighborhoods can be a major distraction for food deliverers; glancing away from the road to check order details puts these individuals at greater risk of causing an accident. It is essential for Instacart drivers (and all other motorists) to stay focused while behind the wheel – safety should always come first.

It’s unfortunately not uncommon for Instacart drivers to speed and drive hazardously in order to fulfill orders quickly, as they are paid per delivery. To comply with their tight deadlines, these drivers may resort to some hazardous driving tactics, including but not limited to:

• Speeding
• Tailgating
• Ignoring traffic signs and signals
• Unsafely switching lanes without turn signals
• Driving while under the influence
• Reckless driving
• Make deliveries while tired
• Distracted driving

Navigating food delivery accident cases can be difficult, particularly when companies like Instacart claim their drivers to be independent contractors instead of employees. Generally speaking, employers are not legally responsible for the negligent activities of an independent contractor; however, an experienced Manhattan Instacart accident lawyer can assist you in obtaining maximum compensation from your accident settlement.

Available Damages For An Instacart Accident

If you were unfortunate enough to be involved in an Instacart collision, know that seeking compensation for your damages is within your rights. Crashes can lead to expensive medical bills and extensive vehicle damage – but if the negligent party isn’t held responsible for their actions, then these costs will fall upon you. Don’t let yourself get stuck with unnecessary financial burdens from a crash – stand up for justice and seek reparations.

At Rosenberg & Rodriguez, we strive to ensure reckless drivers face the repercussions of their actions. We comprehend that after a delivery driver accident, you and your loved ones can be left feeling helpless and overwhelmed. Our qualified Manhattan Instacart accident attorneys are equipped with the essential tools for battling on behalf of victims like yourself. The types of compensation accessible due to these unfortunate events may include:

• Emotional Distress
• Lost Wages
• Property Loss
• Medical Bills
• Loss of Consortium
• Past, Current, and Future Medical Bills
• Pain and Suffering
• Loss of Past and Future Income
• Loss of Earning Capacity
• Loss of Enjoyment of Life